Airwallex Review: How to Make Money as an Affiliate

Disclosure: some links in this post are affiliate links. If you buy through them, I may earn a commission at no extra cost to you.

What Is Airwallex?

Airwallex is a financial platform for businesses that work across borders. Think of it as a business account built for selling, paying and spending in more than one currency.

Say you sell a course to buyers in the UK, Australia and the US. Or you pay a freelancer in the Philippines. With a regular bank, you lose money on exchange rates and wait days for transfers. Airwallex is built to make that cheaper and simpler.

Here's what you get:

• Business accounts: multi-currency accounts, international transfers and FX
• Yield: a return on the balances you hold (rates vary and aren't guaranteed)
• Spend: corporate cards, expense management, bill pay and purchase orders
• Payments: online checkout, payment links and plugins for ecommerce platforms
• Billing: invoicing, subscriptions and usage-based billing
• APIs: embedded finance tools for software platforms
• Accounting sync: Xero and QuickBooks on every plan

How Does Airwallex Work?

For Users

1. Sign up for a business account and complete verification.
2. Open accounts in the currencies you need.
3. Get paid by customers, or collect payments through checkout and payment links.
4. Convert money between currencies and send transfers.
5. Issue cards to your team and track spending in one dashboard.
6. Sync everything to your accounting software.

For Affiliates

1. Go to the Airwallex partnership page and apply through the "Become an Airwallex Partner" form.
2. Choose the partner type that fits you. For content creators and consultants, that's usually Channel Partners, the referral track.
3. Wait for the partnerships team to get in touch and agree on terms.
4. Refer new business customers and earn a referral fee based on your agreement.

Airwallex Pricing

Here are the current US plans:

Transaction fees apply on every plan. Right now, US pricing lists FX at 0.5% above interbank rates for major currencies (1% for others), free domestic USD transfers, and domestic card processing at 2.8% + $0.30.

Fees and pricing differ by country and change over time, so check Airwallex's own pricing page for current numbers.

Who Should Use Airwallex?

Users

Airwallex fits businesses that deal with more than one currency. Online sellers with international buyers. Agencies that pay contractors overseas. SaaS companies billing customers worldwide. Startups that want cards and expense tracking without a big monthly bill. For them, Airwallex can replace a few separate tools.

If you only ever earn and spend in one currency, and you're happy with your bank, you probably don't need it.

Affiliates

This is a fit if your audience runs real businesses. Ecommerce sellers, agency owners, SaaS founders, digital nomads with a company, course creators selling globally. It's not a great fit for a general audience or a brand new site. Airwallex is a business finance product, and the people who buy it are business owners.

Pros and Cons of Airwallex

Pros

• Free starting plan, so the barrier for referrals is low
• Multi-currency accounts, cards, payments and billing in one place
• FX pricing is clear and published
• Syncs with Xero and QuickBooks
• Strong fit for international online businesses

Cons

• No public affiliate commission rates. You apply first and learn the terms later.
• Card processing fees are not the cheapest, especially for international cards
• Business verification takes some effort, so not every signup goes through
• Fees, features and availability vary by country

Airwallex vs Alternatives

Airwallex isn't a checkout cart like the tools below. It's the business account and payments layer. But a lot of creators compare them when they're figuring out how to get paid online, so here's how they line up.

Here's the simple way to think about it. Payhip, Lemon Squeezy and ThriveCart help you sell. Airwallex helps you hold, move and spend the money once it comes in. Plenty of businesses use both. And if you're in a higher-risk niche that needs a dedicated merchant account, my Easy Pay Direct review covers that side.

How to Make Money with Airwallex as an Affiliate

Let's be honest about this part. Airwallex doesn't publish a standard affiliate commission. Referrals run through its partnership program, and the actual numbers are set in a private agreement after you're approved.

• Commission: Referral fees for new customers you refer, at rates set in your partner agreement. Not published.
• Duration/recurring: Not published. Partner terms also mention rebates on referred customers' transactions, if your agreement includes them.
• Cookie: Not published. Ask the partnerships team how referrals are tracked.
• Payout: Calculated monthly, within 30 days after month end, paid in USD by bank transfer or through a third-party provider.

So is it worth it? It can be. A business that moves its money onto a platform can be a valuable referral. Just don't build your whole plan around numbers you haven't seen yet. Apply, get the terms in writing, then decide how hard to push it.

Angle 1: "How to Get Paid Internationally" Guides

Creators and freelancers search for this all the time. Show how to receive money in different currencies without losing a chunk to exchange fees. Airwallex fits right in as the solution.

Angle 2: Creator Business Stacks

Write about the full setup for selling online. A checkout tool like ThriveCart or Lemon Squeezy, plus Airwallex as the business account behind it. You help the reader, and you have more than one way to earn from the article.

Angle 3: Comparisons

People compare Airwallex with other business accounts and payment tools before they commit. Honest comparisons rank well and convert well because the reader is already close to a decision.

Content Ideas That Rank

• Airwallex review
• Airwallex fees explained
• best multi-currency business account
• how to receive international payments as a freelancer
• best business account for ecommerce sellers
• how to pay overseas contractors
• Airwallex vs Wise Business

Common Questions About Airwallex

Is Airwallex free?
The US Explore plan is free. Transaction fees for FX, transfers and card payments still apply. Check their pricing page for your country.

Is Airwallex a bank?
Airwallex describes itself as a financial platform for global businesses, not a traditional bank. Check their site for how accounts are provided where you live.

Does Airwallex have an affiliate program?
It has a partnership program with a referral track called Channel Partners. You apply through a form on their partners page, and the terms are agreed with you directly.

How much does Airwallex pay affiliates?
Airwallex doesn't publish its referral rates. They're set in your partner agreement after you're approved.

Who is Airwallex best for?
Businesses that sell, pay or spend in more than one currency, like ecommerce stores, agencies and SaaS companies.

Final Thoughts

Airwallex is a solid tool for any business that deals with money across borders. The free plan makes it easy to recommend.

The affiliate side takes a bit more patience. There's no public commission, so you apply first and learn the terms after. If your audience runs international businesses, that extra step is worth taking. If it doesn't, there are easier programs to start with.

Check out Airwallex here.

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