BILL Review: How to Make Money as an Affiliate

Disclosure: some links in this post are affiliate links. If you buy through them, I may earn a commission at no extra cost to you.

What Is BILL?

BILL (you might know it as Bill.com) is financial automation software for small and mid-sized businesses. It handles the boring but important money jobs: paying bills, getting paid by customers, and keeping company spending under control.

Why does that matter? Because most small businesses still pay bills by hand. Someone opens an invoice, types it into the accounting software, chases an approval by email, then cuts a check. BILL turns that whole chain into a few clicks.

Here's what you get:

• Accounts payable (AP) to capture bills, route approvals and pay vendors by ACH, check, card or wire
• Accounts receivable (AR) to send invoices and collect payments online
• Spend & Expense with corporate cards, budgets, receipt tracking and reimbursements
• Accounting sync with QuickBooks and Xero on the Team plan and up, plus NetSuite, Sage Intacct and Microsoft Dynamics on Enterprise
• Approval workflows so the right person signs off before money leaves the account
• A mobile app for approving bills and snapping receipts on the go

One thing to know up front: BILL is only for businesses in the United States right now.

How Does BILL Work?

For Users

1. Sign up on the BILL website. AP and AR come with a free trial in most cases, and Spend & Expense is free to use.
2. Connect your bank account and your accounting software.
3. Forward or upload vendor bills. BILL pulls out the details, and on the Team plan and up, AI helps code multi-line bills.
4. Set approval rules so bills go to the right people before they're paid.
5. Pay vendors and send invoices from one place. Everything syncs back to your books.

For Affiliates

1. Apply to the BILL affiliate program. It runs through the Impact network.
2. Once approved, grab your tracking link from your Impact dashboard.
3. Write helpful content for small business owners and bookkeepers who are tired of paying bills by hand.
4. Readers click your link and sign up for BILL.
5. You earn a commission on approved referrals, paid out monthly through Impact.

BILL Pricing

Here's how the plans looked when I checked:

Some payments carry transaction fees on top of the plan price. When I checked, ACH payments were $0.59 each and checks were $1.99 each. There are also accountant plans for bookkeeping firms.

Prices can change. Check the BILL pricing page for current numbers before you buy.

Who Should Use BILL?

BILL is a good fit if you are:

• A small business owner paying dozens of vendor bills every month
• A bookkeeper or accounting firm managing bills for several clients
• A growing company that needs approvals before money goes out
• A team with lots of expenses that wants corporate cards and budgets without the paperwork

Who shouldn't use it? If you're a solo freelancer with three bills a month, BILL is probably more than you need. Your accounting software's built-in bill pay is likely enough. And if your business is outside the US, BILL isn't an option yet.

Pros and Cons of BILL

Pros

• Saves real time on bill entry, approvals and payments
• Strong 2-way sync with QuickBooks and Xero on the Team plan and up
• Spend & Expense is free, which makes it an easy yes for many businesses
• Approval workflows add a layer of protection against mistakes and fraud
• Well known and trusted by accountants, which helps conversions

Cons

• Per-user pricing adds up fast as your team grows
• Transaction fees on ACH and checks are charged on top of the plan
• The cheapest plan only syncs to accounting software by CSV
• US businesses only
• The free trial length isn't spelled out on the pricing page

BILL vs Alternatives

The simple version: QuickBooks, Xero and FreshBooks are accounting tools. BILL sits on top of them and handles the payments side much better. That's actually great news for you as an affiliate, because you can recommend BILL alongside those tools instead of against them.

How to Make Money with BILL as an Affiliate

BILL runs its own affiliate program for content creators who write about business operations, finance and software. According to the BILL affiliate page, it offers "flexible commission rates for all approved referrals" with monthly payouts through Impact. The exact commission rate and cookie length are not published on the BILL website, so check the terms inside your dashboard once you're approved. I won't guess at numbers here.

New to Impact? My Impact review explains how the network works. You may also see BILL listed on PartnerStack, so my PartnerStack review is worth a read too.

One tip: BILL only serves US businesses, so focus your content on a US audience. Clicks from other countries won't turn into commissions.

Angle 1: "Best accounts payable software for small business"

People searching this are ready to buy. Compare BILL with a couple of other options, explain who each one suits, and be honest about the per-user pricing. Buyers trust reviews that admit the downsides.

Angle 2: BILL plus QuickBooks or Xero

Lots of business owners already use QuickBooks or Xero and wonder whether they need BILL too. Write a clear guide on how the sync works and when it's worth adding. This fits nicely next to reviews of those tools.

Angle 3: Free expense management for small teams

Spend & Expense costs $0 per user. "Free" is an easy sell. A how-to post on setting up corporate cards and budgets for a small team can bring in readers who later upgrade to AP and AR.

Keyword ideas that are worth targeting:

• bill.com review
• bill.com pricing
• bill.com vs quickbooks bill pay
• bill.com alternatives
• accounts payable software for small business
• bill spend and expense review

These are high intent searches. Simple, honest content, done well, can rank here.

Common Questions About BILL

Is BILL the same as Bill.com?

Yes. The company now brands itself as BILL, but the website is still bill.com and most people still search for "Bill.com."

Does BILL work with QuickBooks?

Yes. The Team plan and higher include automatic 2-way sync with QuickBooks Online, Pro and Premier. QuickBooks Enterprise sync is on the Enterprise plan. The Essentials plan uses CSV import and export instead.

Is BILL Spend & Expense really free?

The pricing page lists it at $0 per user per month. Credit lines are subject to approval, so not every business will qualify for the same limit.

Can businesses outside the US use BILL?

Not right now. BILL says it is only for businesses in the United States.

How do BILL affiliates get paid?

Commissions are paid monthly through the Impact network, based on the BILL affiliate page. Your exact rate is shared once you're approved.

Final Thoughts

BILL solves a real, everyday problem. Paying bills by hand is slow and risky, and BILL makes it fast and organized. It's trusted by accountants, it plays well with QuickBooks and Xero, and the free Spend & Expense product gives people an easy way in.

For affiliates, it's a solid pick if you write for US small business owners or bookkeepers. Just remember the commission details live inside your dashboard, so confirm them before you build a lot of content around this offer.

Check out BILL here.

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